Life beside the edge

No interest free period 20 days for those make credit card payment late

I just knew this few days ago, just because I notice some abnormality on my credit card statement. There are additional Finance Charges Vs The Outstanding Balance, the amount shown is much more higher, and that make me feel curious. When I refer to the backside of the statement I found this sentence “Finance Charges imposed to new transaction also”, this really make me shock~

Then I checked with the customer service centre, and the person who answered the call told me that this new rules implemented since 1st July 2008.

It goes like this (Taken from Standard Chartered Website)… Read the rest of this entry »

Just found out that CIMB having a contest of Save and Investment tips for Malaysian from Malaysians… Click here

1st my intention to win the prizes, then I re-consider it again, giving out tips for saving money is some sort like helping people to break thru current tough condition.

My ideas:
Save Petrol (Click here)
- Just drive your car at the speed around 90Km/j and it will give you more mileages~

Stop ourselves from buy extra (Click here)
- For me, I do not like to bring lots money when shopping, sometime I do not bring my credit card too. This avoid ourself to purchase some unneccessarily items.

Plan before go (Click here)
- I think this need some time to practice. I apply this during my stay at Tokyo, Japan. I always look through internet for every bus, train schedule, and area food stalk info before I step out from my room. So, by this, I can save some time, with the research of the cheaper foods, then we can save money. Sometime, I prepare some chocolate in the bag, and it can keep us away from hungry and it keep us warm too. Planning also save us money, because there are many ways to reach to one place, choose the correct/shortest way, then we pay less, cause we stop at less station.

Do you have any save money tips? go to this website and share with everybody~
Don’t forgot to rate my ideas if you found it is useful/vice versa…