10 Oct 08 Save money Tips

Just found out that CIMB having a contest of Save and Investment tips for Malaysian from Malaysians… Click here

1st my intention to win the prizes, then I re-consider it again, giving out tips for saving money is some sort like helping people to break thru current tough condition.

My ideas:
Save Petrol (Click here)
- Just drive your car at the speed around 90Km/j and it will give you more mileages~

Stop ourselves from buy extra (Click here)
- For me, I do not like to bring lots money when shopping, sometime I do not bring my credit card too. This avoid ourself to purchase some unneccessarily items.

Plan before go (Click here)
- I think this need some time to practice. I apply this during my stay at Tokyo, Japan. I always look through internet for every bus, train schedule, and area food stalk info before I step out from my room. So, by this, I can save some time, with the research of the cheaper foods, then we can save money. Sometime, I prepare some chocolate in the bag, and it can keep us away from hungry and it keep us warm too. Planning also save us money, because there are many ways to reach to one place, choose the correct/shortest way, then we pay less, cause we stop at less station.

Do you have any save money tips? go to this website and share with everybody~
Don’t forgot to rate my ideas if you found it is useful/vice versa…

Tags: blogging, cimb, Friend, investment, money, news, save, save money, sharing, writing

02 Oct 08 Money not enough 2

Money not enough 2 is a must watch movie.

Before me, already few person write about this movie, they are…
1. Five Cents Ten Cents’s post
2. Think about being’s post
3. Everyday with Joleen’s post
4. Snowing Star’s post
5. Tekkaus’s post

This movie is nice, it shows how important to have money management, and how important is the relationship between family member. Is a must watch movie.

In the movie, there were 3 brothers who is poor family, moderate family and rich family, but 3 family still face financial problem. Why? They have different desire, requirement and make them feel not satisfy on their current condition and wish to earn more, to get more money. When they try the best to get more money, they tends to make a lots of mistake, illegal acts, and make them become total loser… lastly they realized that the meaning of really happiness and work together to gain their real fortune.

Tags: blogging, family, Friend, life, money, money not enough 2, Movie, news, poor, relationship, rich, sharing, writing

03 Jul 08 Account Sedar

Sedar (Malay words which means realize), above is a Account Sedar Bank Book. This account introduce by Bank Simpanan Nasional. It is a special saving account which gives more saving interest to you.

It need you to deposit a least RM100 (USD32.2) each month before 7th to get the month interest. It only last for 24 months. So, let me so you how it works…

For example you deposit RM100 each month into account.
It gives you 4.5% for the total amount each year, (once you select RM100 for deposit each month, then you only can deposit RM100, not other amount. It based on the amount for the first deposit input)

End of the year, you will have RM1200 in the account and the bank will gives you RM54 as interest based on 4.5% per year. But for this account bank will additional gives you another 15% on the total interest (Not include the RM1200, only RM54), then you will get another RM8.1.

So, at the end of the 1st year, you will get~
RM1200 + RM54 + RM8.1 = RM1262.1

For the 2nd year, is almost the same but the additonal interest is 30% instead of 15%.

So at the end of 2nd year, you will get~
RM2462.1 + RM110.79 + RM33.2 = RM2606.1

RM2606.1 - RM2400(amount you actually deposit) = RM206.12

Is this great news to you?

For me, this is something better than normal saving account and Fixed Account. Do you have any ideas on any bank which offer better package?

Tags: bank simpanan nasional, blogging, BSN, money, news, saving, sharing, writing